Banking & Financial Services

AML Transaction Sentinel

Real-time AML surveillance with regulator-ready case narratives

Rules-based monitoring buries analysts in false positives. Cases wait for weeks, suspicious activity reports are filed thin, and regulators judge the quality of each filing, not the volume.

Cooperating agents resolve entities across core banking, card and correspondent flows, score behaviour against peer groups, and draft each SAR narrative from KYC records, adverse media and prior alert history, with every source cited.

• Entity resolution across retail, corporate and correspondent accounts
• Behavioural and peer-group anomaly scoring
• SAR narratives drafted with source citations
• Audit trail and model governance built for regulatory review

False positives removed

92%

Analyst throughput

11×

Alert coverage

100%

Works with Temenos, FIS, Fiserv, NICE Actimize, World-Check, Snowflake

Credit Underwriting Copilot

SME and mid-market credit decisions in minutes

SME underwriting is bound by analyst time. Spreading statements, ratio analysis and covenant checks consume most of the deal cycle, and covenant drift after funding still goes unnoticed.

The agent reads statements and tax returns, spreads financials into your template, runs scenario and sensitivity analysis against your credit policy, and writes a committee memo with policy citations. After funding, it monitors every covenant.

• Statement spreading and normalisation
• Scenario and stress modelling against policy
• Committee-ready credit memos
• Continuous covenant and early-warning monitoring

Median decision time

6 min

Deals per underwriter

3.1×

Post-funding defaults

−38%

Works with nCino, Salesforce FSC, Moody's, Plaid, S&P Capital IQ, Snowflake

Wealth Advisor Agent

Continuous portfolio review and IPS-aligned rebalancing

An adviser can properly review around 250 households a year. The rest of the book runs on quarterly boilerplate and misses tax and rebalancing windows worth basis points.

The agent tracks drift, tax lots, corporate actions and market triggers for every household, prepares compliant rebalancing proposals for the adviser to approve, and records everything in the book of record.

• Drift and tax-lot monitoring against each IPS
• Rebalancing and tax-loss proposals for adviser approval
• Suitability and Reg BI checks
• Client-ready portfolio commentary

Reviews per adviser per year

18k

Tax alpha captured

42 bps

Adviser capacity

+27%

Works with BlackRock Aladdin, Envestnet, Salesforce FSC, Bloomberg, Snowflake

Trade Reconciliation Agent

Break resolution across front, middle and back office

Breaks accumulate in spreadsheets. Operations teams chase counterparties for days while P&L goes stale and settlement windows shorten.

The agent ingests trade blotters, SWIFT messages, custody feeds and general-ledger entries, resolves most breaks within policy, and routes the remainder to an analyst with a proposed fix and an audit-ready rationale.

• N-way matching across trade, cash and position
• Root-cause explanation for every break
• Correcting entries booked within policy thresholds
• T+1 and T+0 readiness reporting

Reconciled automatically

99.7%

Operations hours

−84%

Monthly T+1 misses

0

Works with Murex, Calypso, Bloomberg AIM, SWIFT, DTCC, Snowflake

Fraud Response Agent

Fraud triage and customer contact in a single loop

Detection fires in milliseconds, but reaching the customer takes hours. Losses compound, and false blocks erode customer trust.

The agent combines scoring signals, decides each case against your fraud policy, contacts the customer by voice or SMS in their own language, and files the dispute pack.

• Alert triage grounded in fraud policy
• Multilingual outbound voice and SMS
• Chargebacks filed with a complete evidence pack
• Continuous monitoring of false blocks and satisfaction

Median containment

38s

Fraud losses

−61%

NPS on flagged transactions

+22

Works with FICO Falcon, Feedzai, Twilio, Zendesk, Visa VROL, Snowflake